Alternatives
Payment privacy options.
There are several ways to pay for privacy services without exposing the link. Each involves trade-offs.
Cash
Cash remains the most private payment method, but its availability is declining and it doesn’t work for digital services.
European Union
From 2027, cash payments capped at EUR 10,000 for professional transactions. ID required above EUR 3,000.
Sweden
Among the most cashless societies globally. Bank card fraud jumped 44%. Sweden has since reversed course, advising citizens to keep a week’s supply of cash at home.
Norway
3–4% of transactions still use cash.
Online services
Digital services require digital payments. Digital payments leave trails.
Other options
Monero
Get a wallet, acquire XMR without KYC (increasingly difficult since Binance and Kraken delisted it), wait for confirmations, pay.
Wallet setup, seed phrase management, price volatility, KYC walls at every on-ramp. One operational mistake breaks the chain.
Bitcoin
Transparent blockchain by design. Over 80% of transactions connect to identified entities via chain analysis.
Privacy Guides: "Transactions with these cryptocurrencies should not be considered private."
Cash in envelope
Some providers accept it. Mail physical cash internationally, wait for delivery.
International postage, no delivery confirmation, no receipt. Doesn’t scale for recurring payments.
Gift cards
Buy a prepaid card with cash at a physical store. Use it online.
Store cameras and location data. Not all services accept them. Purchased with a credit card? Linked back to you.
Virtual cards (Privacy.com)
Hides your real card number from the merchant. But your bank still sees the transaction, and Privacy.com sees everything.
Data retained 5–6 years. US-only. One subpoena gives the full picture.
Crypto voucher resellers
Some services resell vouchers for privacy tools, paid with cryptocurrency.
The reseller knows exactly which voucher you bought. No blind signatures, no architectural separation.
Side by side
| Method | Privacy | Friction | Availability | Recurring? | Trusted 3rd party |
|---|---|---|---|---|---|
| Credit card | None | Zero | Universal | Yes | Bank + processor |
| Virtual card | Merchant-level only | Low | US only | Yes | Card provider |
| Bitcoin | Low | Medium | Most services | Some | No |
| Monero | High (if done correctly) | Very high | Limited | Difficult | No |
| Cash in envelope | Very high | Very high | Very limited | Manual | No |
| Gift card (cash) | Medium-high | High | Limited | No | No |
| Crypto reseller | High (requires crypto) | High | Limited | Manual | Reseller |
| NullPay | High (architectural, unaudited) | Low (credit card) | Growing | Yes | NullPay |
NullPay currently supports 3 services (v1). Service count is limited by manual voucher integration — each new service requires a provider partnership.